Same Day Coverage Available

Commercial Insurance Without the Corporate Runaround

Get covered in 15 minutes. Talk to a real person. Know exactly what you're paying for before you sign anything.

Licensed in Florida No obligation quote Steven answers the phone

Get Your Free Quote

Most quotes ready in 15 minutes or less

No spam. No pressure. Just answers.

Insurance That Actually Makes Sense

We do things differently. No call centers. No runaround. No surprises in the fine print.

15-Minute Quotes

Most quotes are ready while you're still on the phone. Need coverage today? We can make that happen.

Crystal Clear Coverage

We explain exactly what's covered and what's not. No surprises. No fine print gotchas. You'll know what you're buying.

Steven Answers the Phone

Not a bot. Not a call center overseas. When you call Mutual Grid, you talk to Steven or someone who actually knows your policy.

We Cover What You Need

From contractors to small businesses to personal coverage. If you need it, we probably write it.

General Liability
Workers' Comp
Commercial Auto
Commercial Property
Builders Risk
Small Business
Flood Insurance
Landlord
Home & Condo
Personal Auto
Boat & Yacht
Excess Liability

Covered in 4 Simple Steps

No paperwork maze. No waiting weeks. Here's how we get you covered fast.

1

Tell Us What You Need

Call or fill out the form. Takes 2 minutes.

2

Get Your Quote

Most quotes ready in 15 minutes.

3

Review Together

We explain everything. Ask any question.

4

Get Covered

Same day coverage available.

[Photo of Steven G. Lewis Jr.]
"I started Mutual Grid because I was tired of seeing contractors and small business owners get the runaround from big insurance companies."

When you call Mutual Grid, you're not getting transferred to a call center. You're talking to me or someone on my team who actually knows your policy and your business.

We're based right here in Miramar. We know the market. We know what coverage you actually need. And we don't waste your time.

Steven G. Lewis Jr.

Agent in Charge · License #W890667

Questions? We've Got Answers.

How fast can I get coverage?

Most policies can be bound same day. If you need a certificate of insurance for a job tomorrow, we can usually make that happen.

Do I need a contractor's license?

Not for all policies. We work with licensed and unlicensed contractors. Tell us your situation and we'll find the right coverage.

What if I'm not sure what coverage I need?

That's what we're here for. Call us and we'll walk through your business and figure out exactly what you need. No pressure.

Why should I use Mutual Grid instead of a big company?

Because when you call, a real person answers. When you have a claim, we fight for you. And we'll never make you wait weeks for a quote.

Ready to Get Covered?

Call now for your free quote. Most quotes ready in 15 minutes. Same day coverage available.

Call 754-272-8705